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SARAH CAVANAGH
Advisor Disclosure
I am a Financial Adviser for The Smart Advice Collective. I provide financial advice on behalf of Wealthpoint Limited (FSP678011) which holds a Financial Advice Provider Licence.
Unless detailed in this document, my advice and recommendations will be personalised to your specific situation, considering your goals, personal situation, or your specific needs.
Name: Sarah Cavanagh
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Financial Adviser: FSP1003518
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Address: 28a Springfield Road, Morningside, Auckland 1022
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Phone Number: 021 800 864
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Email Address: sarah@smartac.co.nz
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Website: https://www.smartac.co.nz
QUALIFICATIONS
NZ Certificate in Financial Services – Level 5
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EXPERIENCE
I have been a Financial Adviser since 2006, and have been in financial services in New Zealand since 1996
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DUTIES INFORMATION
I am bound by the duties of the Financial Markets Conduct Act to: Meet the standards of competence, knowledge and skill set out in the Code of ConductGive priority to the clients’ interest and exercise care, diligence and skill and meet the standards of ethical behaviour and conduct.Client care as set out in the Code of Conduct.
SERVICES I CAN ASSIST WITH
Life Insurance: Insurance providing a payment upon terminal illness or death of the insured.
Trauma Insurance/Serious Illness/Critical Illness cover: Insurance providing a lump sum payment to cover immediate medical expenses and other financial needs when a critical illness or injury occurs.
Disability Insurance: Insurance that provides a lump sum in the event the insured is prevented from working and unlikely to work again in the future due to disability.
Income/Mortgage Protection: Insurance that provides income in the event the insured is prevented from working and earning an income due to an illness or disability.
Health Insurance: Insurance providing reimbursement for certain types of medical expenses.