About Us

Hi! I’m Sarah, owner and director of the Smart Advice Collective. I'm your personal insurance and investment expert in New Zealand since 1996. I work with women and families to secure the right cover, from life and health insurance to KiwiSaver and investment strategies, with clarity and confidence. My goal is to make protecting your lifestyle and building wealth simple, personal, and effective, helping you secure what matters most for the long term.

Hi I'm Rachael! I've been a Financial and Mortgage Adviser since 2013. I love helping people finance that special property, whether you're a first-home buyer or property investor. As an accredited investment adviser, I also work with clients to grow their investments and KiwiSaver, with a particular passion for supporting women and families with wrap-around financial advice, giving them the certainty and confidence to make informed decisions for today and for retirement.

Hi, I'm Carrie. I bring empathy and expertise to general and commercial insurance. As a proud member of the LGBTQ+ community, my mission is to create an inclusive space built on trust, not just policies.  My approach is refreshingly personal: I am committed to simplifying the process, understanding your unique needs, and providing reliable, tailored insurance solutions for your general or business coverage.

Hi, I'm Hollie, with a rural background and over 13 years of experience in the Fire & General Insurance industry and customer services, I enjoy helping clients navigate insurance with confidence.

I specialise in simplifying what can often feel complex; offering smart, practical advice that’s tailored to your individual needs.

I’m Jodi, a life and health insurance adviser. I help individuals and families make sense of their insurance and put the right protection in place for their future. I keep things simple, honest and easy to understand. My goal is simple. I want you and your whānau to live long, happy, and healthy lives. If life takes an unexpected turn, we’ll have a plan in place, and you’ll never have to face it alone. 

Hi, I’m Lorena, an insurance adviser passionate about helping individuals, families, and businesses protect what matters most. I keep things simple and honest, turning complex insurance concepts into clear choices. My goal is to give you total peace of mind and financial confidence. By listening carefully to your unique needs, we will put the right insurance protection in place so you always feel supported.

Hi, I'm Debra.. With over 15 years of customer service experience and 8 years in General Insurance, I’m here to make the insurance process as quick and easy as possible for you without skipping the important details. I take the time to get to know you by asking the right questions and finding out exactly what you need to ensure you have the right cover in place.

Hi, I’m Sakhi, a Financial Adviser specialising in KiwiSaver and investments, and working towards being a qualified personal insurance adviser as well. After a successful career as a patisserie chef, I decided to take control of my finances and studied Small Business Management and Money Management. I realised how empowering financial literacy facilitated by a trusted professional can be, and I wanted to do the same for others.