Adviser Disclosure

I am a Financial Adviser for The Smart Advice Collective. I provide financial advice on behalf of Wealthpoint Limited (FSP678011) which holds a Financial Advice Provider Licence.

Unless detailed in this document, my advice and recommendations will be personalised to your specific situation, considering your goals, personal situation, or your specific needs.

Name: Jodi Imlach

Financial Adviser: FSP742951

Phone Number: 021 141 5673

Email Address: jodi@smartac.co.nz

Website: https://www.thesmartadvicecollective.co.nz

SERVICES I CAN ASSIST WITH

• Life Insurance: Insurance providing a payment upon terminal illness or death of the insured.

• Trauma Insurance/Critical Illness cover: Insurance providing a lump sum payment to cover immediate medical expenses and other financial needs when a critical illness or injury occurs.

• Disability Insurance: Insurance that provides a lump sum in the event the insured is prevented from working and unlikely to work again in the future due to disability.

• Income/Mortgage Protection: Insurance that provides income in the event the insured is prevented from working and earning an income due to an illness or disability.

• Health Insurance: Insurance providing reimbursement for certain types of medical expenses.

• Group Health Insurance: Insurance provided under a group arrangement that gives eligible members access to health insurance cover at more favourable group rates than individual policies, helping to support access to private medical treatment and reduce out-of-pocket healthcare costs.

• Key Person Insurance: Insurance that provides a lump sum benefit to a business in the event a key person becomes seriously ill, disabled, or dies, where their loss is expected to significantly impact the financial performance or continuity of the business.