Adviser Disclosure

I am a Financial Adviser for The Smart Advice Collective. I provide financial advice on behalf of Wealthpoint Limited (FSP678011) which holds a Financial Advice Provider Licence.

Unless detailed in this document, my advice and recommendations will be personalised to your specific situation, considering your goals, personal situation, or your specific needs.

Name: Debra Smale

Financial Adviser: FSP769600

Email Address: debra@smartac.co.nz

SCOPE OF SERVICE

• Commercial Insurance: Insurance providing cover for businesses related activities including public and statutory liabilities.

• Rural Insurance: Insurance providing cover for farm and agricultural related activities.

• House Insurance: Insurance providing cover against losses and damages to an individual’s residence.

• Contents Insurance: Insurance providing cover against damage and loss of an individual’s personal possessions.

• Car Protection: Insurance providing cover against damage and loss of a vehicle.

• Watercraft Insurance: Insurance providing cover against damage and loss of a watercraft.

• Travel Insurance: Insurance providing a wide range of cover for when you are travelling.